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PRODUCT PROFILE

Transform For A Better Future

Becoming the provider of life insurance services, health and pensions, which could give protection welfare of all its customers.

  DPLK


OUR PRODUCTS

Customer Service

Layanan Pemasaran Jl. Raden Saleh No. 44
JAKARTA 10330
Telp. : (021) 3190-6740
Fax.  : (021) 3190-7158
halo_tugumandiri

FINANCIAL INSTITUTION PENSION FUND (DPLK Tugu Mandiri) 

Your Future Priorities                                                                                        Klik here to see calculator


Principles

  1. The principle of separation of assets.
  2. The principle of coaching with supervision (through reports and periodic audits by the Ministry of Finance the Republic of Indonesia)

Investment Direction

  1. Money Market Investment Fund is the management of funds in Rupiah currencies invested in deposits, SBI, money market funds or both corporate and government bonds with maturity of less than 1 (one) year.
  2. Fixed Income Investment Fund is fund management by investing in both corporate and government bonds, deposits / SBI and fixed income-oriented mutual funds or securities which have been listed on the Indonesia Stock Exchange.
  3. Shares Investment Fund is fund management on stocks that have been listed on the Indonesia Stock Exchange, shares of mutual funds and deposits / SBI.
  4. Syaria Investment Funds is the management of funds in the shares of sharia, Syaria bonds that have been listed on the Indonesia Stock Exchange and deposits.
  5. U.S. Dollar Investment Fund is fund management in U.S. dollars invested in Deposit / SBI, money market funds or both corporate and government bonds with maturity of less than 1 (one) year.
  6. Special Investment Fund is investment management separately with a minimum balance of IDR 10 billion, which the Employer may also determine its direct investment funds.

Service

For Employer For Participants
  • Assist in planning for retirement program
  • The financial statements on a regular basis, twice in 1 (one) calendar year
  • Regular Visits
  • Tugu Mandiri Pension Bulletin
  • Online access SIPERDANA
  • Personal account for each participant
  • Report the fund balances of participants on a regular basis, twice in 1 (one) calendar year
  • Tugu Mandiri DPLK Bulletin
  • Online access SIPERDANA
  • Notification before retirement

Advantages of Using DPLK   

For Company

  • Contributions can be expensed and hence reducing the corporate income tax (PPh 25)
  • The contribution can be as a reduction of severance pay, according to the The Labor Law No. 13 year 2003 Article 167 (3)

For Employees

  • Contributions can reduce individual income tax (PPh 21) (postponement of taxes)
  • Accumulation of funds more quickly because the funds are not tax deductible investment interest (PPh 23)
  • Development funds can be monitored through periodic reports
  • Sustainability of lifetime income for retirees, spouses and children.
  • Pension Benefit Tax Rate (Government Regulation No. 68 years in 2009):
  • Up to Rp. 50 million = 0%
  • Above Rp. 50 million = 5%

Strengths DPLK Tugu Mandiri

  • Tugu Mandiri Pension fund managing participants in a transparent manner
  • Funds can be managed separately
  • Investment Committee in cooperation with the Pension Tugu Mandiri can determine the investment choice
  • Cost competitive