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Becoming the provider of life insurance services, health and pensions, which could give protection welfare of all its customers.
Life : Group : Group Severance Program
OUR PRODUCTS |
Customer Service | |
 | Jl. Raden Saleh No. 44 JAKARTA 10330 Telp. : (021) 3190-6740 Fax. : (021) 3190-7158 |
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This program is specifically designed so that the company is always ready in funding for its obligations under workers' severance pay in case of Termination of Employment (FLE).
Provides Sense of Security for Enterprise
- Provide a sense of security for the Company and Employees
- Death Insurance from any cause
- Provide the Optimum Investment Results
™ Severance Program of PT Asuransi Jiwa Tugu Mandiri specifically for companies that are always ready in funding to meet the obligation to pay employees severance when there was minimal employment termination, in accordance with Law No. 13 of 2003 or regulations applicable company. In addition to severance payments, Severance Program ™ can also be applied for the benefit of other awards to employees.
BENEFITS
- Availability of funds or severance pay in a timely manner
- Death insurance benefits
- Provide an optimal investment result
- Increase the motivation of the employees because of the certainty of
SPECIALTY
- There are additional benefits in the form of health insurance products: Personal Accident, Hospital Cash Plan and Critical Illness
- Flexible Premium Payments (quarterly, semiannual, annual)
- Available of premium top-ups
- No redemption fee
- Available in Rupiah
- Can be customized to various interests of the Company for its employees
- Annual Valuation Consultation conducted by a professional actuary to know the certainty of future corporate liabilities
- Report progress on a regular basis and funds can be accessed on-line
- Managed by a joint investment committee (the investment team)
INVESTMENT FUNDS
Investmentmanagement of PT Asuransi Jiwa Tugu Mandiri work with leading investment managers who have direct access to investment resources throughout the world. These funds are administered exclusivelythrough leading Custodian Bank.
In case of investment returns greater than fund programs can be used to :
- Reduce premiums (contributions) in the following years
- Vendor to provide more flexibility in determining salary increases for the benefit of employees or other workers' welfare
| INVESTMENT OPTIONS | INVESTMENT FUND ALLOCATION |
| Giving Priority to the principle of high prudence | 0% - 20% Money Market |
| In accordance with the applicable provisions | 20% - 80% Bond Market |
| Keeping the optimum investment return | 20% - 80% Equity Fund |
FUNDING
To the best of services and development funds, shall be charged as follows:
- Cost Life Insurance
Paid on a monthly basis, according to the Sum Insured (UP) and age of participants
- Administrative Costs
Paid monthly
- Fund Management Fee
Paid monthly
EXAMPLE ILLUSTRATION
